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Can’t Afford Christmas?

Can’t Afford Christmas? If buying presents for friends and family stresses you out every year because you can’t afford Christmas, you are not alone. And if you live in a one income household like me, it can make budgeting for the holidays extremely challenging. You still have your regular December bills you have to pay but now you have to scrounge up even more money to afford Christmas presents. How are you going to do it all? Over the years, the members of our family have gone through some rough times, so we have established some traditions that have helped us have a budget friendly…

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White Elephant Gift Ideas

White Elephant Gift Ideas Finding White Elephant gifts can be a daunting task. If you don’t know what a white elephant gift is, it’s basically a gift exchange where people try to walk away with the best present. It is also known in other parts of the world as a Yankee Swap (maybe a little politically incorrect, hmm?) and Dirty Santa. The rules can vary but how it generally works is like this: Each player brings one wrapped gift to contribute to a common pool Players draw numbers to determine which order they will go in. First and last is most desirable best because you have had…

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